Maximize Earnings with Monthly Perpetuity
PHOCIS Capital™ enables direct lenders to earn monthly perpetuity with interest-bearing Clearing Accounts. These accounts allow lenders to accumulate interest, boosting revenue without additional effort.
EMPOWERING PRIVATE MONEY LENDERS WITH CUTTING EDGE TECHNOLOGY
PHOCIS Capital™ redefines revenue for Direct Lenders across North America, transforming Hold-Back & Post-Closing Funds into income. Welcome to the future of Direct Lending.
Cost-Free Transactions
Say goodbye to fees that eat into your profits. With PHOCIS Capital™, there are no charges for wires, account openings, or closings. You keep more of your money where it belongs—in your accounts.
Government-Backed Security
Your funds are safe with us. All accounts are FDIC-insured and accrue revenue from U.S. Government T-Bills. This means you get a rock-solid guarantee of security and growth for your Hold-Back funds.
Effortless Financial Management
With our pioneering Digital Clearing Platform, managing post-closing, hold-back and construction funds is easier than ever. Lenders can enhance their financial strategy with tools that simplify the process, allowing you to focus on what you do best—lending.
Why wait any longer? Unlock your potential with PHOCIS Capital™ register now and seize the opportunity!
REVENUE CALCULATOR
Welcome to our Revenue Calculator! This tool is designed to help you quickly and accurately calculate your revenue based on your specific inputs. Whether you’re a business owner, an entrepreneur, or just someone looking to crunch some numbers, our calculator makes it easy to see your potential earnings.
What is your "Hold-Back" amount
Loan Amount (Loan amount is too low, Loans starts at $10,000)
Meet the Visionaries Behind PHOCIS Capital
At PHOCIS Capital™, we proudly stand behind those who have served our nation. One of our Founding Partners is a Veteran of the United States Marine Corps, and this commitment to service drives everything we do. As part of our mission to give back, we pledge 5% of our annual revenues to building tiny homes for United States Veterans, ensuring they have the support and dignity they deserve.
The Minds Shaping Our Digital Future
At PHOCIS Capital™, we celebrate diversity and the power of unique perspectives. One of our Founding Partners is a Black woman hailing from the islands, bringing a wealth of experience and a deep commitment to community upliftment. Her journey inspires us all, and she is dedicated to giving back to her community, ensuring that the impact of PHOCIS Capital™ reaches far beyond our business, extending to the places and people she holds dear.
The Creative Forces Driving PHOCIS Capital
Our Clearing Platform at PHOCIS Capital™ was brought to life by our lead developer, who hails from Pakistan and currently resides in Manchester, England. His journey is a testament to dedication and the pursuit of excellence. With a deep commitment to creating something bigger than himself, he has been instrumental in building a platform that reflects our values of innovation and community impact, bridging continents and ideas to deliver groundbreaking solutions.
Our Global Team: Crafting Innovation Together
At PHOCIS Capital™, we are deeply aware of the footprint we leave in the market and the lasting impact of our work. Expanding a brand-new way of looking at revenue can be daunting, but we see it as an opportunity to create meaningful change. By offering better rates for builders, reducing expenses for the build, and ultimately lowering costs for the final user, we are contributing to something far greater than just financial success. We believe in the power of community and are committed to creating something bigger than ourselves, ensuring that everyone benefits from the innovations we bring to the table.
Building the Future: The Team Behind the Scenes
Our website's stunning digital presence is crafted by a talented designer from Delhi, India. With a keen eye for detail and a passion for visual art, he works tirelessly to bring our vision to life online. His dedication ensures that every element of our website not only looks beautiful but also aligns perfectly with the values and mission of PHOCIS Capital™, creating an engaging experience for all who visit.
PHOCIS Friday’s
Don’t just take our word for it
★★★★★ 5/5
We're thrilled to welcome Blue Ridge Lending from Asheville, NC, to the PHOCIS Capital™ family!
Thanks to our Holding Platform, they now offer zero fees for wire transfers, account openings, and closings—saving nearly 7.0% of the Hold-Back amount and benefiting builders with 10% less financing costs.
Proud to partner with Blue Ridge Lending to streamline their finances and boost revenue!
★★★★★ 5/5
This week, we're excited to feature our newest client: *Coastal Capital Lending* from stunning Manhattan Beach, CA!
Thanks to the PHOCIS Capital™ Holding Platform, Coastal Capital Lending is now offering their clients ZERO ORIGINATION FEES! This strategic move not only enhances their customer application rate but also saves them around 7.0% of the Hold-Back amount by eliminating the fees charged by prior escrow companies
★★★★★ 5/5
Excited to spotlight Elite Funding Solutions from Austin, TX! Game-Changing: They're shaking up New Construction Loans by offering NO interest-only payments for the first 3 months! Boosted Growth: This strategy is set to drive a surge in new projects and expand their client base.
Investment Advisory Notice: PHOCIS Capital® technology is designed to optimize financial management for private lenders, offering innovative solutions through our Digital Clearing Platform. Banking services are provided in partnership with Wells Fargo, N.A., an FDIC-SiPC insured institution. Investing involves risk, including the potential loss of principal. Past performance is not a guarantee of future returns. PHOCIS Capital® does not provide investment advisory or brokerage services. All funds are securely managed within regulated banking environments in compliance with U.S. financial laws and industry best practices. For questions regarding our platform, please contact support@phociscapital.com.
